Terms of Service

1. Acceptance of Terms

By creating an account, accessing, or otherwise using the Service, you agree to be bound by these Terms and by our Privacy Policy. If you do not agree to these Terms, you must not access or use the Service. If you are using the Service on behalf of an organisation, you represent that you have the authority to bind that organisation to these Terms.

2. Description of the Service

Streamwyck Capital provides AI-driven data analysis and decision-support tools intended to help users organise and evaluate investment-related information in a structured and disciplined manner. The Service does not provide personalised financial, investment, tax, or legal advice, and nothing within the Service should be interpreted as a recommendation to buy, sell, or hold any particular security or asset.

Any outputs, analysis, suggestions, or insights generated by the Service are provided for informational purposes only. You are solely responsible for evaluating the merits and risks associated with any decision made using information obtained from the Service.

3. Eligibility and Accounts

You must be at least 18 years of age and capable of forming a binding contract to use the Service. When you create an account, you agree to provide accurate and current information and to keep your credentials confidential. You are responsible for all activity that occurs under your account, and you agree to notify Streamwyck Capital promptly of any unauthorised use.

4. No Financial Advice; Assumption of Risk

Investing involves risk, including the possible loss of principal. Streamwyck Capital is a tool intended to support your own research and decision-making process; it is not a licensed financial adviser, broker, or fiduciary. You acknowledge that any decisions you make regarding your finances, investments, or assets are made at your own discretion and risk, and Streamwyck Capital accepts no responsibility for the outcomes of those decisions.

5. Subscription, Fees, and Billing

Certain features of the Service may require payment of subscription fees. Where applicable, fees, billing cycles, and cancellation terms will be presented to you at the point of purchase. Unless otherwise stated, fees are non-refundable except where required by applicable law. Streamwyck Capital reserves the right to modify pricing with reasonable advance notice to existing subscribers.

6. Acceptable Use

You agree not to misuse the Service. Prohibited activities include, but are not limited to:

• Attempting to reverse-engineer, decompile, or extract the underlying models or source code of the Service;
• Using the Service to build a competing product or to scrape data at scale;
• Uploading unlawful, infringing, or malicious content;
• Interfering with the security, integrity, or performance of the Service;
• Using automated means to access the Service without prior written permission.

7. Intellectual Property

The Service, including its software, design, text, graphics, and underlying technology, is owned by Streamwyck Capital or its licensors and is protected by intellectual property laws. These Terms grant you a limited, non-exclusive, non-transferable licence to use the Service for its intended purpose. No other rights are granted by implication or otherwise.

8. User Content

You retain ownership of any data or content you submit to the Service ("User Content"). By submitting User Content, you grant Streamwyck Capital a limited licence to use, process, and store that content solely for the purpose of providing and improving the Service, subject to our Privacy Policy.

9. Third-Party Services

The Service may integrate with or reference third-party data sources, tools, or services. Streamwyck Capital does not control and is not responsible for the accuracy, availability, or content of any third-party services, and your use of them is subject to their own terms and policies.

10. Disclaimers

The Service is provided "as is" and "as available" without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Streamwyck Capital does not warrant that the Service will be uninterrupted, error-free, or free of harmful components, or that any analysis or output will be accurate or complete.

11. Limitation of Liability

To the maximum extent permitted by applicable law, Streamwyck Capital, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or financial loss, arising out of or in connection with your use of, or inability to use, the Service, even if advised of the possibility of such damages.

12. Indemnification

You agree to indemnify and hold harmless Streamwyck Capital and its affiliates from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your use of the Service or your violation of these Terms.

13. Termination

Streamwyck Capital may suspend or terminate your access to the Service at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, third parties, or Streamwyck Capital's legitimate business interests. You may also terminate your account at any time by discontinuing use of the Service and, where applicable, cancelling your subscription.

14. Changes to the Service and Terms

Streamwyck Capital may modify or discontinue any part of the Service at any time. We may also update these Terms from time to time. Material changes will be communicated through the Service or by other reasonable means, and continued use of the Service after such changes constitutes acceptance of the revised Terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Streamwyck Capital operates, without regard to conflict-of-laws principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts of that jurisdiction, unless otherwise required by applicable law.

16. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

17. Contact

Questions regarding these Terms should be directed through the contact channels made available on our website.